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Invoice Factoring

We pay invoices in less than 60 min. No sales Minimum. Se habla Español.

We turn unpaid invoices into fast cash through invoice factoring. With invoice factoring we ensure the growth of your business by providing the cash you need in hours, and best of all, you will never fall into debt. With over 20 years of experience, our industry experts are here to understand your business, generate cash flow and help grow your business.


Blú Capital buys your unpaid invoices and gives you an advance. When your client pays the full amount of the invoice we give you the total value of the invoice minus a small fee. No sales minimum and no hidden fees.

Invoice factoring is a quick and easy way to get the cash you need when you need it.

Serving companies of all industries across the US, Mexico and Canada.

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Trusted By Companies In The Southwest Border Region

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How does factoring with blú capital work?

We work hard every day to provide small business owners just like you, access to immediate cash when they need it. By combining the latest advancements in technology with the expertise and care of our Blú team, we’re able to serve business owners with efficiency, simplicity, and honesty.

If you need funds to get your business moving in the direction of your vision, our team at Blú Capital is excited to work with you. Visit our offices or contact us via email or phone to begin! 

About Blú Capital

Our Mission

Our mission at Blú Capital is to provide quality invoice factoring and financial services to small businesses across America and Mexico. We strive to provide a bridge to new opportunities for businesses of all types in a streamlined and helpful manner.

Our Vision

Our vision is simply a healthy financial world for small businesses across America and Mexico.

Our Work In The USA & Mexico

With our main office being set in El Paso, Texas, our company sits on the border of the United States and Mexico. Our invoice factoring and other services extend to both amazing countries, where we help small businesses navigate the ebbs and flows of their particular industry.


The answer to your question

For more than 10 years we have specialized exclusively in financing industry suppliers. This has made us experts in analyzing your business cycle, allowing us to offer financial solutions tailored to your needs.

Our operations cover all of Mexico and the United States. We also have offices in Chihuahua, Guadalajara, Monterrey, Tijuana, El Paso, and Dallas, Texas.

Our requirements to apply for a loan are minimal! -Being a supplier in the transformation industry. -Be a legal entity or natural person with business activity (minimum 2 years constituted) -Have a good credit history

At the moment we are not financing those who have the government as their main client.

Of course! All our financial solutions are both in pesos and in dollars.

Your applications are reviewed and pre-approved in 3 business days after having sent the complete information requested by your Blu executive, the final approval by the credit committee usually takes one week.

With the CIEC you allow Blu Capital to obtain a more accurate image of the financial health and growth cycle of where your business is located. In this way, the financing process is secure and you allow more personalized attention for the growth of your SME.

At Blu Capital, we know that your safety and that of your business is the most important thing. We have the approval of different regulatory bodies

Applying takes less than 5 minutes. Just click here(add hyperlink) and start filling out your application.

Blu Capital has different strategic alliances that strengthen its presence in the country.

One of the requirements to request a loan with Blu is to be a supplier to the industry, by this we mean that your end customer must be another company (B2B) and that your product and service is made to serve the manufacturing industry. Such as the automotive, metalworking, electrical, and mining industries.

If your business is an agribusiness supplier, we have the following tools -Refractory credit -Revolving credit -Factoring -Machinery leasing

Of course, our credits are intended for those who are registered as legal entities or natural persons with business activity.

Factoring FAQ's

Apply for Credit

Made especially for suppliers to American Industries. Where through the direct collection, we advance 100% of the total amount of your invoices in less than 1 hour. In this way, you can have the flow you need to continue with your operations.

It is a financial solution for providers of the transformation industry. Through the delegated collection we advance up to 85% of the total amount of your invoices in less than 1 hour.

Usually, it is not necessary since the guarantee is the same collection right of the invoice, the guarantees can be granted additionally to lower financial costs.

This is one of the great benefits that our factoring offers. We do not have a commission for the opening!

The favorite part of our clients about Blu factoring is that they receive the money from their invoices in less than 1 hour after they upload their invoices to the system.